So, summary; don't be afraid to take the next evolution up to help your today and tomorrows, it's time. 

The easiest time to find good deals is when everyone is afraid of the market, similar to now. 

And lastly, you are only as good as the internal rep you get, don't be afraid to ask for someone better if your rep can hardly fog a mirror.  

Some good advice shared on how to mitigate the cost obstacles you are facing but I am afraid what you perceive as high costs are actually normal costs associated with single family homes of the vintage you purchased.

I looked up everything & all now I am afraid to do anything with my rental as far as borrowing cause of this.

Why is everyone so afraid to deploy capital? 

He was not afraid of dying.

Be grateful for the good things that have happened in both your life and your career.Don’t Be Afraid to be Proactive and Take Initiative - Oftentimes, being successful at work requires more than just doing the tasks assigned to you.

I would not be afraid to buy a property that needs some rehab, as I have renovated two full kitchens by myself, and done lots of rehab with my Dad and cousin, so I have a good understand of what needs to be done. 

I am afraid of hurricanes so I don't like Houston or Florida in general.