DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

But in reality, for younger people with moderate income, I actually see less benefit to financial planning.  

I actually just did a live stream yesterday on my channel (youtube.com/@brady_morgan) that went over this exactly.

Many of those properties don't actually produce income due to turnovers, vacancy, maintenance and damages and you're lucky if they appreciate enough to keep up with inflation.

It's not uncommon, and actually normal, for the operating entity to lease from the LLC that owns the building.

I actually just finished reading his book and was surprisingly disappointed for a couple reasons.

The modeling of this is actually pretty easy (see link: 42-unit proforma sample), but my model treats the pre-refi loan as I/O, but that can be updated based on your deal.

I actually am working with a buyer right now that wants me to manage his house hack.  

The draw is actually this coming Fri for 2026The market for STR seems saturated in popular/touristic regions, however, if you have a unique property and offer affordable pricing, you may get descent occupancy. 

We feel bad that he did it for free, and he deserves to be paid for his time/effort, but if we pay him, now we have to go back to our tenant several months after the door was fixed and say “actually, we got charged after all, so now we need to pass that cost along to you”.