Furthermore, if you are working on refinancing sixth and investment properties at once, I would put all my focus and energy on working with one lender or one broker who can get you the best terms for cheaper cost all your business to one place typically when I see folks do they save a bit on processing these and origination fees.

Who know's, I have as much trust in FBI as rest of F.Gov nowadays.

actually most of the family office type folks I work with have little debt and LOTS of cash to invest... depends on where your assets are ... are they quality assets or subprime assets. it also depends on your make up.. 

As @JonathanGreene said, tech has created an environment that allows folks like you Jon, to enjoy investing on your terms so that you do not put all of your eggs into one basket (so-to-speak).

Lol, you could get to that amount in a few hours nowadays....

I think you're probably best leaving your IRA alone for all the reasons folks mentioned.

We've had two-four folks parrot their subto teachings on here for the last 2 years+, they come back under different aliases and re do it. 

how will you do things differently than those folks did?

I've seen folks pick up single-family homes here for under $200K, add $20-30K in rehab, and refinance to pull out nearly all their capital.Indianapolis, IN: Indy is another fantastic market for first-time investors.

Be that as it may, with this approach, you will have to provide some value for your folks even to consider this.