Christian Beltran Awesome attorney -- Eddie Bowling and Associates, LLC.

Eddie,I'll take a whack at this, the answer is going to be high level, as the question(s) requires a very involved answer.Overall:NPN are usually priced on % of the lesser of UPB or BPO price.

It's just that EDD is providing the funds, thus she doesn't get a paystub when on maternity leave.

Thanks @Eddie T.  

@Jim Adrian, you seem to be reinforcing my own initial thoughts, @Eddie Memphis, thanks for the link - none of that was done, however, but it does add living space so I definitely think it requires permitting.Thomas S. solid advice and warning, great point about the liability - totally missed that.  

@Eddie T.Thanks for your input. 

Kristie Eddy - I'm a Rentec user too and extremely rarely do tenants have any problem giving bank info to get ACH setup. 

@Eddie Pina the easy answer is yes, you should have an inspector to verify what you are getting into.

Eddie L.

Eddie