I assume you’re going to make accounting, tax prep and certainly financing much more difficult, time consuming and expensive with the trust.

We advertisers would buy banners and email links, sponsor crap and flourish all without the consumer (eye balls) being force fed.   

They would have more experience with DSCR calculations and may pick up on what you're getting at more quickly compared to a loan officer who typically works with owner-occupier customers.I have no experience underwriting consumer loans so I certainly could be wrong about who can or does what but my point is to not get hung up on needing something called a "DSCR Loan".

Development of more consumer friendly commercial locations like: attractions, restaurants, quick bite places, bars, etcA couple years later today I am still noticing the same trend in my City.

You must document the use of the money to prevent a claim that you made a consumer-purpose loan.

Certainly didn't make it's way into the hands of any consumers that's for sure.

This negative position can consume years of cash flow to recover.

Early on I replied on various contractors (unsuccessfully) due to my (then) full time, very time consuming job.

Early on I replied on various contractors (unsuccessfully) due to my (then) full time, very time consuming job.

There are all kinds of potential bad outcomes of this for sellers.Most businesses and consumers should be striving for efficiency and transparency.