I would exhaust all my conventional loans first and then to continue to build you will eventually have to look at other financing options, so take the easy loans while you can still get em!

You can also install a lint trap on the exhaust that allows you to catch the extra lint. 

It is not exhaustive by any means, but does have a lot of valuable information in them.

.$30KClosing cost around $10kBrought to the table $10,901.Mortgage $1,225 @ 3.5 % 30yr All in cost me around $35k out of pocket. ):---------------------------------------------------------------Rehab to move in two weeks * Paint whole inside + basement*Gut and repair bathroom*Remove glass/mirrors one wall living room* Replace/Repair range over stove/exhaust* Dispose of all garbage.

Still and all, it was emotionally exhausting just 'not knowing' if we would get there in time!

Use the refi first, after that's exhausted think about the Heloc.

We want to recoup our losses (we'll be exhausting our savings) so we can have ANOTHER down payment after a year or so.

Once you have the inspectors report(s) you could talk to a contractor about bids, and draw up a budget.And that's would not be an exhaustive list.The fact you know so little about this, means this large of a renovation will be more risky for you than for someone who has done it successfully before.

And it isn't that I don't want to do that, or couldn't physically do it, I could force myself but if I am already barely absorbing what I am studying because I am always exhausted then getting less sleep would just make it worse.

All my friends still in the tech space spending hours a day on video calls are exhausted and uniformly say video calls are more taxing than in person meetings.That being said, there are many times when quiet uninterrupted time to focus is required.