Keep the majority of your money in your accounts $1.5M liquid reserves is a ton of cash so let it earn you interest.Use the Banks money to lend on a multifamily use a Fannie Mae loan its only 5% down but you can put more down to meet your target monthly payment.

@Nichole Kinardcan you use a low down payment loan to house hack something?

I wondered if it would be worth it to try and assume their loan. 

I could literally put 200k in brokerage and receive 80k for the loan with 7% rate, and generate 8%-14$ return from the same investment LOL

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.  

They're both conventional loans; similar loan term lengths.1) Any ideas on how I would structure this?

Obtain maximum liability insurance, and maximum loan amounts.This all comes with a cost, not only to set up but also ongoing.  

And you'll get a ton more principal paydown going forward with having a loan and you'll continue to get appreciation but at a much higher base.  

We have clients that have used FHA regular and 203K loans in areas that they would not necessarily want to live forever, but it was a means to an end. 

For primary residence loans, you typically won't need to put down 10-20%.