This also applies to the energy crisis we are going to experience in the next few months.

I'm also concerned the student loan crisis and how it plays out when payments become due in August.

Basically another savings and loans crisis.

Example if a  bank branch has 20 million in deposits and they are doing a 1,500,000 loan then that is a big deal for them.The banks have learned from the  S & L crisis of the 90's.

We are in a banking crisis, that is a financial crisis by another name. 

Looks to me like some are here:Street after street after street after street including side streets'City of a Thousand': Downtown Phoenix's tent city explodes at alarming ratePHOENIX - Located within a pocket of streets and sidewalks in downtown Phoenix, the homeless crisis has exploded as there are more than a thousand unsheltered people living on the streets in this area known as "the zone."

Look at prices before and after the most recent crisis.  

I say that to remind everyone who started investing after the 2008 crisis that the real strength of your portfolio, your decisions and your knowledge go on display when the next crisis starts. 

Well, no plumbing and the bankruptcy of the two largest builders in China doesn't make for "safe" housing.Evergrande’s bankruptcy may be just the beginning of China’s real estate crisis , Fri August 18, 2023https://www.cnn.com/2023/08/18/investing/china-evergrande-ba...But I though Chinawas invincible?

This time the stimulus came before the crisis.