I will definitely be adding a hot tub it sounds like a must have!

Two reasons you may not want to do that - 1) The income / allocated to your son won't be added to your DTI ratio2) Your son will be required to file a return going forward which may add a cost of $300 on the low end(for someone with a rental owned via Tenants in commonThere may be some benefits if there is the ability to shift some income to him at a lower bracket.

BUT to be added to THIS title seems pretty hard…does anyone have any tips for me and my buddy on how I can be added to the title or mortgage on this property we teamed up on so I can have equal rights as well?

Additionally, the funds I'm currently using to pay off CC debt could be added to my downpayment, potentially reducing my # points even more.Even if the account was for debt, it is not a disqualifier?

Can (or should) depreciation writeoffs for investment properties be added back in for gross income and qualification purposes in order to help meet the $300k mark (i.e. if a cost seg was done this year)?

@Dana Haddon FNMA/FHLMC requires 6 months ownership to use appraised value instead of purchase price.There is an exception that you can provide ACCEPTABLE proof of improvements which can be added to your purchae price for lending purposes. 

The property taxes, utilities will likely be added as a rental expense or added to basis depending on whether the property was treated as an investment property / rental or a flip/inventory.best of luck

We knew there was value to be added if we make the kitchen / living room larger How did you find this deal and how did you negotiate it?

We knew there was value to be added if we make the kitchen / living room larger How did you find this deal and how did you negotiate it?

I'd love to be added to your email list if you come across anything.