The above is just a risk worth considering in this timeframe of fantastic real estate performance, but now upward movements on interest rates and some economic uncertainty.

Aloha,Actually, depending on your location, you may have frequent movement of this type construction.

She also told me that she has put the tenant's name on some website most of the property managers use in North Carolina so the tenant will be flagged if she applies for new rental.It's been more than a year and I a not seeing any movement on this.

The areas by the Gulf have some high insurance premiums that are capping the prices... so not just mortgage rates.It would be interesting to see the distribution of the national numbers on new home starts, if they are clustered in TX.Anyway, I think perhaps with that much general "movement," the housing market in TX (its a massive state anyway), isn't entirely frozen like other markets. 

There’s no movement now because it hasn’t truly hit us.

BS Kinesiology Movement Science, Penn State University. 

Numerous studies, including those by Nobel laureate Robert Shiller have shown that movements in interest rates have no impact on residential real estate. 

Lenders publish rate sheets first thing in the morning, and sometimes there's a mid-day price change if there's enough mortgage bond movement.

You already posted this scenario.. while it can happen you will have to hunt for it.like all things real estate returns price for risk.. rare is there high cash flow AND appreciation.. and tiny appreciation like 3% a year might look good but its not real.. you buy a rental that will make 12% under your scenario you need to find a 50k house that rents for 900 type thing .. which you can find.. so 3% appreciation it goes up a whopping 1,500 a year.. but in reality it stays at the same value.. since the next investor wants to make the same money you are.. only way values increase substantially is rents go way up.. and in cash flow markets rents ( which is a good thing) are generally very stable with not a lot of movement up or DOWN.But for your exercise check out small little towns in PA  and outside of Pittsburg and up towards Erie.. you will get the cash flow i bet.. appreciation only on paper not in reality.

The insurance company is essentially spending the dividend on hedging activities to buy as much movement in the market index as they can get with the money they have to spend.