The co-op board will meddle in your every decision and will be in your hair.

The lady was just out of college and did my wife's hair and demonstrated all of the items of the product and even threw in Moroccan oil for free for 140 all in.She is in college and majoring in business.

Example on my local MLS: a hair salon with apartments, total of 3 units.

A buddy of mine had one and had to deal with middle of the night calls to take care of leaky faucets and hair clogs in the midst of a dozen sorority girls in various night wear (not joking).

I'm just pulling my hair out here.

I split hairs and told my agent what my number is with a cusion to negotiate. 

Changing anything takes time in reality.Considering opportunity costs should only be something you look at in making a loan, what else can you do with that money.....after the selection is made, you're splitting the hair on a fly's back just a waste of time as there is nothing you can do after it's made.I'd just select a rate and leave it alone, let it ride, might consider a 15 year amortization.

He said to me, "Son," (I didn't have gray hair back then) "Let's do this deal the way it is and move on to the next one.

(a health, environmental, public nuisance and waste, liability among others issues,)Even if the lease doesn't directly disallow a business from R-1 there will be in contract something addressing tenant's responsibility to protect the landlord property , not creating waste, commit public nuisance, or damage.I would have no problem to a good, responsible tenant for use the residence address for ex. handyman or plumber since he does not physically conduct his business from the home, and all his tools might be in his truck or rented storage, but I still would make sure that I am not being liable for loss, damage to his tools...and request he has a rental insurance, compliance with city regulations.Conducting online seminars is not the same as doing a hair extension, or running car repairs shop from R-1.  

@Joe Fairless it's hair over $200 per door/mo.