My LLCs have made loans.Make sure you are not soliciting non accredited investors to provide funds for the LLC.Comply with Dodd Frank if you are making loans to owner residents.

Do you have a way of researching and verifying your investors are accredited, which is mandated by law for a 506(c)?  

@Holly Baldwin , I have 4 young kids, 2 of which I am homeschooling.

My deals are only offered to accredited investors and there are other sponsors on BP as well.

They are accredited, which is a very important measure, thank you for mentioning. logos and statements were on all four sites I mentioned. 

However, a few also choose to dip their toe in the water and experiment, so I feel that crowdfunding sites can still provide a good source of leads.Realtymogul focuses on nonaccredited investor offerings, which tend to be much higher fees, have almost no skin in the game, and much less choice and selection than accredited investor options.

Many of these types of offerings require accredited investor status so if you qualify great, if not, you'll have to hunt around for specific syndicates / deals that will allow some number of non accredited investors. https://www.biggerpockets.com/blogs/9145/53820-why...https://www.biggerpockets.com/blogs/9145/65780-syn...

As an accredited investor, I echo @Jay Hinrichs in that I do not see or predict another meltdown like 08, but as noted by great books like Fooled By Randomness and The Most Important Thing, we tend not to see the black swan that creates sudden downturns. 

I wouldn’t because if I make 500k or 200k a year I’m an accredited investor which means I can do a similar deal to a syndicator and earn the same return and not use my credit.Also entirely passive and my risk is lower since I now own a percentage of hundred of units instead of a single family rental or duplex etc

Some only accept accredited investors some also accept non-accredited but sophisticated investors for their deals.