I have a philosophy which also applies to gurus, coaches, mentors, etc.

For whatever it's worth (and I'm assuming next to nothing for many of those who have commented here), my undergraduate degree is in philosophy from the University of California, and my minors were French and German. 

But those who say "I buy houses" under a philosophy that they have a buyer and will close as promised regardless, that is not deception.

She should think philosophy is acceptable, this shows good faith on your part.

I can kick azz, not really into that Tracy but okay, I totally agree with your philosophy.

My personal philosophy is to renovate to a very high level anyway, to limit repair calls and turnover, so the inspection process doesn't phase me.I would be interested in hearing how your complaints up the chain work out.

I would propose that the group stay true to the biggerpockets investment philosophy, offering free help without pressure to buy anything.I am willing to organize this group but would request help from interested locals.

But when you say things like "Because the interest is calculated daily, I can pay down principal much faster than a traditional mortgage," I can't help but think you're still sorta advocating the "HELOC saves interest" philosophy.

This is my philosophy - firts, pay the rent then food then clothes."

This philosophy does not work as well on the scale of a SFR.Ben Leybovich is also an inspiration.