The notable exception is if you buy at the top of the market and need to sell at the bottom, but that is why you need a "margin of safety" in the form of excess equity created by a "killer deal" to insulate you from the short term market fluctuations.

You don't want your income figures to fluctuate based on when tenants pay rent.

I know current rates will fluctuate based on the actual date of closing, but I would like to figure out required downpayments, structuring of PMI(For FHA), mortgage fees, and how move in ready does the property have to be in order to receive financing(Ex: some Freddie/Fannie based loans are strict on only lending to houses that are move in ready).

This allows me to consider more than just a score (which can fluctuate between agencies) and it is not a hard credit inquiry.

(20% or even 25% makes the numbers much more appealing for the cash outlay)Are 20 year ARM loans the standard or do some lenders offer longer amortization periods and rates that fluctuate less on these kinds of deals?

From my side of this (as an architect), we can estimate what a project will cost, although it can be off by quite a bit as construction costs can fluctuate greatly in a years time.

Also, I don't see a great deal of fluctuation between nightly rates for 2 bedrooms and 1 bedrooms. 

I don't know about your state but I thought a deadline of April'ish was pretty common.Your escrow amount can become short due to fluctuations in the actual cost of taxes/insurance and also because they have to have 1 or 2 months reserve of that newly increased amount also.I would try to raise rents as much as you possibly could if you're past the deadline for protest this year.

Although, since IRR fluctuates year to year, you’d have to make every effort to sell in the year(s) where the IRR is at or above your target.

Either way, his all-green credit report goes back far earlier than the move from his house, so whatever caused that, did not damage his credit.She has highly-fluctuating but generally low income, credit score 513, credit report looks like a paintball target; two accounts written off as bad debt, one in 2009, one in 2012.I'm not sure how to evaluate this situation....In evaluating the debt load that this rent would put on them, I am disregarding her (low and unreliable) income, and looking at his; the rent on this house will be about 50% of his income.