I've chosen fix and flips as the basis on starting my real-estate investing because I've been in the commercial general contracting industry for 14 years. 

They are not professional lenders and often do not think about or even know about “points”.Sadly many professional lenders have chosen to use the term “Private Lender” creating confusion in the marketplace.  

I have an Industrial Engineering degree, but have chosen to build my real estate business instead.

I have several clients who have chosen to pause their search based on rates and competition for the little supply there is out there.

I have already reached finicial independence so I can spare a few minutes a week to manage 25 properties (mainly LTR's) without anything more than Excel, Vrbo app and Airbnb app.It seems like so many people are looking for an excuse to pay money for apps and software they really don't need.If you have chosen a good property in a good location, it will almost rent itself.

This is why we've chosen to do STR's starting in Kansas City.

I really like everybody's advice about developing a team in the city chosen for out of state REI.  

In the event that there weren't enough funds, you would have likely chosen either option A, which is to let it go, or option B, which is to personally cover the cost and pursue collection from the tenants.

It means if it is on the MLS, it likely will not produce a great return for you because more experienced flippers can pay more and still produce a good profit.So I suspect that your area will be chosen by where you can find a good candidate property.  

I can't seem to wrap my head around how to make a "business" out of the real estate avenue I've chosen.