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Updated almost 2 years ago on . Most recent reply

Reinier Napoles's profile image
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Reinier Napoles
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Reinier Napoles
  • from Miami
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Reinier Napoles
  • Miami
5
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Private Lending & Conventional Mortgage Advice

Private/Hard money lending question???

Reinier Napoles
  • Miami
Posted

Do private money loans charge points from the full amount of loan or the amount remaining after the down payment?

Miami, Florida
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Chris Seveney
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@Reinier Napoles

Loan amount is amount after down payment

Say you pay $120,000 and out $20,000 down. Your loan is $100,000. Points are based on loan amount of $100,000 (not purchase price)

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