If we move into arecession, make sure your Loan to Value is in a good position or youmay need to come up with some cash.14.Insurance-Identifyyour insurance carrier, the bank will want it insured.

Feb ‘23 Airbnb froze my calendar for anything under 29 days, completely wiping out that income and now the city (6 months later with no communication) is forcing me to defend a license ive had for years because i had my mail forwarded to a friends house for one month back in 2020 after the mail carrier stopped delivering on my street because of a dog.

Most Standard carriers either pulled out or stopped writing new business. 

RUBS on sewer/water/trash, re-quote your insurance from a few carriers, and appeal your taxes to boost your NOI without spending money.

Same with insurance - some carriers want to know how you vet your guests and limit capacity.

If your carrier is one of those, changing the property to an ineligible       type might give them an out in a claim.   

He submitted them to underwriting, and the carrier (Auto Owners) doesn’t want the policy.

Quote from @Cynthia Carrier: @Chris Seveney thank you for your response. 

I just wrote one in CT that one of our carriers for $400,000 RC was $100 less than the next best rate which was based on $110,000 ACV for the same property.The second item that was confusing is what the payout will be.

Tiny homes are still an emerging market in the insurance world but we do have carriers that could accommodate assuming everything was done correctly on your end...