After all the news media about their new debit card fee starting in the New Year I just dropped their banking services today.

Other closing costs would be title & escrow (about $975), tax service/flood cert/credit report, prepaid interest (varies depending on per diem interest and which day you close), notary fee, recording fees, and upfront appraisal fee.  

I heard you can buy a HD debit card and the spending on it is trackable and you can refill the card remotely from your HD credit card? 

Thanks, RobTags: Chase QuickPay requiring Chase bank account to log in, or Chase Liquid Account. http://travelwithgrant.boardingarea.com/2016/07/20/chase-quickpay-changes-need-chase-checking-or-liquid-prepaid-card-starting-august-19-2016/ 

Your analysis us starting off correctly, however you're forgetting which hat you're wearing.When you buy the asset (the property) you typically use an escrow and title insurance which offsets debts via payment from your side of the transaction crediting you and debiting seller.

im looking to furnish 2 laundry rooms with coin/debit operated washers and dryers. 8 machines each.

I also did not include my prepaids in my numbers above.  

Alternately, the IRA LLC model would eliminate the issue, as you could directly pay for the expense with a check or debit card from the LLC.

This for all intents and purposes is a bank account in the name of your IRA LLC where you literally have a checkbook/debit card to invest in alternative investments one of which is real estate.

Would your tenants be willing to use a prepaid card, like NetSpend, as you could set up ACH/eCheck drafts using that card?