I will not take an offense here. it might just be part of the due diligence in KYC- know your customer checklist.

No offense but if you don't have enough for the down payment what makes you think you'll be in better shape when you own a rental and your tenants water heater leaks or boiler goes out?

What amount or percentage would be okay to ask for off without being offensive and a low ball offer?

Most of the time as long as there are no repeat offenses or anything violent we approve them.

I will have to give them a warning notice, and evict them next time.Excessive partying is such a common rental offense, I'm curious why landlords are not allowed to be more flexible in dealing with it.

Hey Mark - Thanks for your reply, and like I said, please don't take any offense at my secondary market bidding for your course materials! 

@Dmitriy Fomichenko no offense taken.  

I generally consult the posts/votes ratio when deciding whether to trust someone's advice, but I also too always remember that I am consulting random strangers on the internet, no offense meant.- JM

And I say that to say this, I work on the offensive side on how to save money, have real-time data with your finances, create financial plans, and minimize tax.

United States, 347 U.S. 1, 8 (1954) ("The elements of the offense of mail fraud under . . . § 1341 are (1) a scheme to defraud, and (2) the mailing of a letter, etc., for the purpose of executing the scheme."); Laura A.