Unfortunately, the credit reporting agencies get information from the courts, so, they may have picked up the lien.

The agency must have changed brokers due to the passing and never recertified or obtained a new NAID number with HUD and tried to get away with using the old one as the process can take a while.

Since I have never been actively involved in what you are proposing I'm not sure what agency enforces that, or even how much space they require.

As an electrician I have been working through a staffing agency to work on projects and get sent to new ones but lenders don’t seem to like that.

The denial letter includes statements regarding what the FICO score was based on and what reporting agency provided the score; also where the applicant can search online for the (local) court records that were retrieved as part of the process.

Is there a reason to prefer agency lenders over insurance company lenders or vice versa? 

Can you get some volunteer agency/person/priest to counsel the neighbor and diffuse the problem?

The buyers in the two cases I'm thinking about would have never been approved by any regulatory agency and those huge losses would have never happened. 

This will largely be focused on how agencies look at pricing but my background has also been in selling bonds backed by commercial real estate loans in the secondary marketplace.

The landlord seeks in good faith to recover possession of the rental unit in order to comply with a governmental agency's order to vacate, order to comply, order to abate, or any other order that necessitates the vacating of the build-ing housing the rental unit as a result of a violation of the LAMC or any other provision of law. 12.