With rates as high as they are and RTVs this low, I'll probably barely breakeven (if that) if I did standard 80LTV.I like cash flow.

Most Helocs carry a higher rate and over a shorter term where as a Mortgage offers a lower rate over 30 years for the lowest payment.You might have a low first rate and not want to refinance but trust me the blended rate between a low first mortgage and a High rate Heloc tends to have a higher payment.

Among U.S. cities, counties or metro areas for which regular data is available, Maricopa County holds one of the highest eviction rates, at 16 filings per 100 renter households during the past year, according to Eviction Lab, a research group at Princeton University that tracks evictions in 35 U.S. cities and 10 states.

If you're considering scaling your portfolio, what loan features matter most to you – lower interest rates, flexible terms, or higher loan-to-value ratios?

The one I hear most often is they are waiting on rates to come down.

Granted, they had the benefit of relatively low purchase prices relative to rental income; low interest rate loans they were able to refinance into and (generally) rising house values.  

You got at best a 6.5% interest rate, and I doubt that, on a $375k house.

I would like a home with a low interest rate-so I could rent out and cash flow-which he has. 

For 2500 of the mailings he predicted the market would fall in the next 3 months, for the other 2500 his prediction was that it would rise.  

The Airbnb account they presented as reference had low customer rating.