Most tenants are lazy, and as you have witnessed firsthand, even when you give them the supplies, they still don't do it.

I've witnessed about 10 drug deals in the alley from my kitchen window on several occasions.

If I send my rent check out the same day it's due and it doesn't make it to you... am I responsible (because I waited to long) or we cool w/ it being someone else's fault like the mailman for not delivering it?

Some people need a 401k style retirement plan to invest because they simply don’t have what it takes ,the risk tolerance ,or the self control to invest by using their own wits . 

And then at about 5:30, we asked our neighbors to be witnesses to the signing of the contract.

late 80s to early 90s in Texas I personally saw two different BAy Area syndicators lose their butts on dallas apartment communities I mean they lost the whole projects to the banks.. its above my pay grade of course .. but I witnessed it first hand and it was going through that drama when I worked at those companies that I decided sponsor of syndication is not for me  :)  I know its soup de Jour now.. but boy your really moving up the responsibility ladder when you take on investor money in that manner and as an investor the sponsor is critical.. 

I should've taken a picture of it when I was checking on the AC while they were in the hotel room, but at least we have 3 witnesses.

So, without question and having witnessed it with my own eyes, I can tell you that back then minority borrowers were given better loans than they deserved so that our company wouldn't look racist when you checked our ratios.None of that is driven by anything other than the government. 

@Jen W. It’s

The website's holder and 'teacher' is Norbert de Wit, and is linked to an art gallery's website.