If they do not qualify because of poor credit or income issues compared to being self employed etc there are differences - but typically people don’t qualify due to poor credit and people will seller finance to these borrowers thinking they woke up at a holiday inn and got a finance degree when in reality they repeat their past mistakesRemember the definition of insanity is doing the same thing over and over again expecting a different result

And here in PA, the new buying/renting season starts the first day the temp hits 60 degrees, sometime in FEB or MAR. 

You'll find that interest rates will vary from bank to bank. 

It's 20 degrees where I am at.

.: The % of ARV varies by market/area.

I've been finishing up my Financial Planning degree at the University of Alabama.

While it's not nearly as good as talking to Michael himself, reviewing those resources will make you a vary savvy and informed consumer of Cost Seg services.

But if there’s one thing I’ve learned over my 20 years in real estate.. especially working deals in markets as varied as Phoenix, Austin, and even San Antonio.. it’s that having the right people in your corner can turn a migraine into a mildly annoying headache.

You can defer to some degree.2. 

That can vary depending on the market and the level of service provided.Hope this helps!