Today there stands a general consensus of many stacking up "dry powder" in preparation for what's anticipated as a "good season" for MFH acquisitions, presented by a unique culmination of factors.

Key Steps Before ProceedingContact the Loan Servicer: They will guide you through the assumption process and confirm whether an entity can participate.Consult an Attorney: If you’re considering title transfers or joint ventures, an attorney familiar with VA loans can help you navigate potential risks.Understand Due-On-Sale Clauses: Ensure any post-assumption changes comply with the loan terms to avoid triggering repayment demands.Final ThoughtsVA loans are a unique and valuable financing tool, but the program’s focus on personal borrowers makes entity-based assumptions unlikely.

It's going to be a unique build

Any competitive DSCR program is going to be in the 90-day seasoning range for allowing a refinance based on the newly appraised value.Your 9-month seasoning should not be an issue, barring an extremely unique situation (like inheriting a property or having it gifted to you).------------------------------------• 0-6 Months (Delayed Purchase, no Rehab completed) - up to 80% of purchase price• 6+ Months (Cash-Out Refinance, no Rehab completed) - up to 75% of appraised value• 0-3 Months (Cash-out refi, Rehab completed) - 75% of appraised value [good rates]• 3-6 Months (Cash-out refi, Rehab completed) - 75% of appraised value [best rates]

Are there any insurance policies or providers you recommend for this unique use case?

My position as GP is justified with work experience being that I invest and develop for years, and for putting the deal together and bringing the unique opportunity. 

Thank you for your unique insight, given you worked on a very similar project to the ones coming up in the pipeline in the Robinson Terminal South project you worked on.

You can do some really cool, unique, and creative designs with containers.Do seniors want to build/buy in a rural area vs city area? 

They are always updating the ADU guidelines and thats a bit of a unique situation. 

And when I speak with people (or write on my blog) I'm always VERY transparent about the unique challenges of the market there.