Hey Robyn,In NYC, there's no strict requirement to have a bathtub in residential units.

That way you wouldn't need an extra policy.

I've done plenty of deals without and agent, off market not even on the MLS but I'm one of those wholesalers that did things properly, had qualified buyers before even reaching out to sellers and strictly stuck with assignments.Biggest problem is so many "wholesalers" barely have the understand of a deed or what title insurance is so there's an immense amount of knowledge they need before hand which can just be provided to them by getting a license!

Budget carefully, prioritize high-ROI renovations, and adhere to strict timelines to maximize profitability.

.- Tenant Accountability: Many programs have strict guidelines for tenants, and breaking those rules (e.g., property damage) could jeopardize their assistance, encouraging them to be responsible.- Inspections: Some programs require annual property inspections to ensure compliance with their standards, which can occasionally be demanding.- Damage Risk: As with any tenant, there’s potential for property damage.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

I guess a flat seasonal fee like any insurance policy, sometimes you win, sometimes you lose.

And Jonathan Greene is right, don't stick to strictly real estate, diversify.

Or you can create the policy donate it and should be able to get 2.5 times the value for tax purposes.

Strictly advice to move forward in these ventures.Your attitude may be the best thing about your ability going forward.