If I was in your shoe's I'd go with the multifamily.

Even if I raise it from $600 to just under $1200 in the span of a month the tenants have no where to go because I will still have the cheapest rent in a 5 mile radius.Though, I don't want to be too harsh as I have been in their shoes before, I will work with them on the rent raises.  

Since you asked about underwriting, you could potentially have other revenue such as add on services so I would t rely on solely platform revenue in this case. 

The program primarily targets corporations and limited liability companies (LLC).Your sole proprietorship is exempt.

She’s for real estate (I think market is over inflated) but in the past we use it for rainy day fund vs holding $ for repairs as well as acquiring property via cash to rehab and sell.Regarding equity shares I would read the fine print as from what I have read you basically are selling your sole to those companies for a small payout to start but giving up a ton of equity

You're absolutely right—there’s a real value in tapping into the personal network rather than solely going after cold leads.

To your point in number 3 - yes I have done utilities included for the sole purpose of being able to show as much money coming in for refinancing and for the banks.

But I'm not going to rise through the ranks, I'm soley working there part-time or full-time to make my first income, this isn't my sole path.

My wife and I both as members of the LLC solely for the purpose that the loan and title are under both of our names so when transferring this property over from personal to the LLC I am trying mainly to prevent the property from technically changing ownership and “uncapping” its value for property tax purposes. 

Home sales have reached their lowest point since 2010, driven not solely by high interest rates and low inventory but by shifts in household incomes and confidence.As fewer people search for homes, this altered sentiment trickles up, impacting business and investor confidence.