Here’s the approach I’d take, blending strategy and action: 1.

I am creating a 5-7 year plan of action for my family.

But, in the US when a bankruptcy is filed, the court appoints a trustee to go over your finances and your actions leading into it, in detail.

It is defined in terms of actions which would not be acceptable to any fair and honest man, or conduct which is monstrously harsh and shocking to the conscience.

However, once you began stating that the signature was forged and you would be taking legal action, the agents would understandably not engage in that. 

I also like that I do not have to personally handle their sensitive info (SSN/etc).

The CFPB made it very clear recently that all of the same consumer protections apply to them: CFPB Takes Action to Stop Contract-for-Deed Investors from Setting Borrowers Up to Fail There are very few if any places these days where you're just going to easily toss a borrower out with a land contract.

Books + podcast + real estate investor meetups = taking action.

We took the reverse action and started lowering asking rents until they moved.I suspect the reason that one property of yours turned quickly is because your asking rent was very favorable vs. local competition. 

(B) A purchase agreement may provide that in the event of a dispute regarding the disbursement of the earnest money, the broker will return the money to the purchaser without notice to the parties unless, within two years from the date the earnest money was deposited in the broker's trust or special account, the broker has received one of the following:(1) Written instructions signed by both parties specifying how the money is to be disbursed;(2) Written notice that a court action to resolve the dispute has been filed.