Market Fluctuations: The rental market can fluctuate, and there could be times when finding good tenants is more challenging.3.

This type of property would be very challenging for an EXPERIENCED investor to take down. 

I took the course last October... got swamped in my currently real estate business... went through a 90 day "challenge" course with RAL academy....

Most Class A tenants won't challenge your proposal.

Verifying last 2-years of rental history and income/employment extremely important to find the “best of the worst”.Tenant Default: 20-30% probability of eviction or early lease termination.Section 8: Class D rents meet program requirements, often challenges to pass Section 8 inspection.Vacancies: 20%+, depending on market conditions and tenant screening.Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciation.Where did we get our FICO credit score information from?

Meanwhile, my current carrier increased their estimated rebuild cost from ~$1.6M to ~$2.6M to justify their premium hike.Most other quotes I received estimated replacement costs between $1.3M and $1.7M, but finding a carrier willing to underwrite this policy has been challenging.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

However, some of the best cash-flowing markets on paper can also come with the biggest management challenges.

Your case is indeed a challenging one, especially when traditional lenders are hesitant. 

I'm not saying it isn't challenging or hard work because it definitely is.