But is that worth the money?

So take that for what it's worth.

I'll usually eat $100 - $200 worth of touch-up cleaning for a long-term tenant.

Using your throw-away prepaid credit card of course, to protect your credit, and complying with the contract terms -- I find teasers sometimes do indicate whether the subsequent seminar or product might be worth having your company purchase.

Your time is worth money, it's time that guests aren't renting your house. 

and it's not only not cash, it's expensive money - for it to be worth using you'd need either (1) something short term, like a flip (not recommending that here) or (2) a very high return that beats the interest rate you're paying on it.

It may be a small chance of getting caught, but still a chance which makes it not worth it, in my opinion. 

Then the lender would say that house is worth X% of the loan.

I get a few more calls for service but higher rent is worth it.

I know a lender that can help with both states that does investment lending for very cheap, it would be worth a connection as you look to build out your team no matter what you decide.