Fortunately at my rate they have some cash flow and good appreciation.The rates make it rare that the brrrr is the best option available.  

No, refinancing isn’t an option because of how we purchased the property.

Go be an ISA....prove yourself valuable and move around between the different positions. 

seller finance opportunities are very, very difficult to find.hope this helps - happy to dialogue furtherWell in the midwest, you can still find the 1% rule and positive cash flow!

Those don't sound too positive.

If you're open to expanding your search, I also recommend checking Columbus OH - lots of deals that still bring positive cash flow and great appreciation potential.

Cleveland and Dayton can be great markets for high cash flow and low purchase prices, but you need to be careful when navigating the neighborhoods so you're not buying in a D/F class area where no property managers will manage and where you'll never see any positive cash flow.

I give them a deadline to respond, very clear terms of how we will move forward with the option they choose, and I make it clear this is my final offer.

Run your numbers meticulously: As an accounting major, you’re in a prime position to analyze cash flow and ROI.

What does a cash positive investment mean to you?