In all the years I've dealt with these I have never personally had one gone that road of default.

@Stacy A Stewart I have personally used DSCR loans to purchase rental properties here in the Dallas/Ft.

Active Investor: Has personally purchased at least five multifamily properties (not just doors) for themselves and is actively investing, not something they did years ago or plan to do in the future.

.: This is one I’m considering…they’re active in the local RIA here in Orlando (CFRI.net):https://sdrhouses.com/ I know Rob Arnold (broker) personally.

So I have recently come into the fork in the road where I am trying to dial in my career to align with my personal and professional goals for the future.

Quote from @Jokari Trueheart: HI, almost 11 months ago I purchased 3 duplexes and I borrowed the funds from my personal residence which I took out a equity agreement for the down payment on the investment property, great idea at the time because I have 10 years to pay it off and theres no payment requirement, but , I learned more about the consequence that it takes a large chunk of my equity the longer I take to pay it back, so my goal was to refi cash out the investment property to pay it back but I don't think theres enough equity yet to pull the full $106k needed, I only borrowed $88k but with the equity percentage for one year i'm paying about $18k in equity on top of the amount I borrowed if I pay it off in year one, so I need this paid off ASAP before it increases more.

And I feel the ideal portfolio can benefit from the diversification of both.1) Holdfolio isn't a match for me, personally (due to not enough experience, skin in the game, etc).

Personally, we use Foremost and are very happy with them.

None of which I never actually met in person. 

It's a personal preference.