This gave us a nice opportunity to run the new plumbing ground work, install a backflow regulator on our sewer line (nice to have on a 1915 house), and move the front and back sump pumps into a better position-Framed and finished the basement into the Airbnb unit-Dug the backyard down and installed a retaining wall at parking pad as well as a small deck and set of stairs off the rear entrance to the house that leads down to the parking pad-Opened up the main floor and removed a few non load-bearing walls. 

I think a Political Candidate, Andrew Yang, has proposed doing that with something he calls the Freedom Dividend, which is an unconditional $1k per person per month divident to all Citizens.Maybe it's time to think out side the box of thinking for a solution.

@Sor Yang The funds will be wired to your account after you close on cash out transaction in your loan scenario. 

If so, this has no impact on you, @Frank Yang.

@Chheang Yang this could be right up my alley.

@Yang Zheng Brandon made some really good points that I agree with. 

@Jeff Burdick @Wei Jie Yang @James Wise thank you all for the nice welcome! 

https://www.biggerpockets.com/blog/2013-04-11-bp-podcast-013-seller-financing-leon-yang

@Sheng Yang sought legal advice on that one already, it's still considered a transfer.

@Chia Yang - it's a tough market right now to find good deals.