She put a portion of the down payment (15K)...and of course there is a little equity...

Thank you and be well-ShawnT Buyers aren't necessarily interest rate shopping they are shopping for affordable payments.

At the same time, dispute the late payments with the bureaus and provide the payment records showing the payments were made on time if asked.

Your payment went up $1,000/mo but the taxes only went up $5,200 which would be less than $450/mo.

If you tried to use the app to look at photos of your ads or look at the "charges" for rent payments and such it was pretty much unreadable and would have several glitches making things overlay on top of each other and such. 

Just be aware.I just quoted out this scenario to a borrower over the weekend:$130k purchase price30% down Payment$91,000 Loan Size780 Credit Score5 year declining prepayment penalty6.875% is the lender's Par Rate (so no discount points added, only broker fee added). 

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

If you have a good FICO, a decent down payment and closing costs, go ahead an do the first one. 

. $40k will not get you a non owner occupied San Diego property unless you find some unlikely alternate financing.

That way they keep their licenses and ratings.I don't see much of a difference really.Don't keep them out as they will get increasingly suspicious and they might pull your permit for non-compliance.