Eliminate debt, establish a budget, and save.

If you’re not in a rush to tap your equity, holding off until rates come down could save you money in the long run.

While I wait for my work history, I want to build credit and save for a down payment.

With inflation driving up day-to-day expenses, saving enough to buy your first home is more of a challenge.

This can save months of headache in MA trying to evict 

So even if you had a buy out agreement negotiated up front and execute that buy out agreement, the bank would still require him to be guarantor unless something drastic changed on your side financially.The best scenario here would be to purchase and rehab the property using a hard money lender or bridge lender.  

Steve if you can go without buidling the extra garage below the ADU it will save a lot of money. if you can get two studios it will do much better than one ADU.

The interest that it does accrue is money you don't lose, but rather it does go back into your investments. 

An example of this would be mixing your personal money and LLC money in the same bank account.3.

"Putyour money where your mouth is."