At that point I knew the universe was telling me, RE is my calling.

You're on title and the loan too so your former partner is merely transferring her undivided interest to you...D.O.S. should not be an issue although your former partner is still liable even if she transfers her titled interest to you. 5. 

This slogan merely means you can put down ZERO and the Investment will be NEGATIVE but if you buy it without financing it, you will Cash Flow.You make the Investment Cash Flow.Also, Cash Flow can be a distraction from much bigger problems.Buying a Property that you cash flow in a DEPRECIATING Local Market is a set up for failure.Take Detroit during the decades before it went bankrupt.You may have bought a Cash Flowing property decades before, but the writing on the wall was that Detroit was going to depreciate when the Domestic Auto Industry was a decades long slow train wreck.Detroit, at that time, was 90% dependent on Domestic Auto.There are 2 rules that I follow:1) ALWAYS buy in Appreciating Markets with a horizon of at least 10 years2) You (notice, I said YOU) SHOULD Make the Investment at least break even if not some positive cash flowIf you are in an Appreciating Market, your Cash Flow will grow.For instance, I am in Brooklyn, NY and my first investment was in 1998.My rents went up over 350% (from $1k for a typical 2 Bedroom apt to $3.5k today) over the 26 years.Not only do I cash flow from the Rental Price Appreciation but soon my Mortgage will be paid off by the tenants.The Cash flow will be HUUUGE in about 2 years from now.Many Investors here seem to not understand that Appreciation is BOTH the Investment's Value and the Rental Price Appreciation.

Consider it a valuable lesson learned for a mere $400!  

And here's the kicker: once completed, the property's assessment plummets from 70% to a mere 35% of its value, setting the stage for unparalleled returns.💰💼 But why stop there?

Always have modest amount of insurance but do not over insure as you merely put a target on your back and assure you get named first on any future lawsuit against your or your business.

The mere fact that someone is EVEN willing to take on such a small task in the first place -- there is value in that and of course they are only going to do it, if you make it worth it to them.

Probably not a scam.Just "Guerrilla Marketing" strategies.I do it regularly with email headings like:Fwd: Why aren't you replying to me?Re

For sure, this flyer is merely a preliminary step for STR owners.

Work with an experienced tax planner/strategist specializing in real estate and not merely a general tax preparer.