That’s less about the numbers and more about developing a niche and understanding your product.

We have a commercial 30Y fixed DSCR product that may work for you.

I have never been shy of facing challenges and I truly believe knowledge is power (something my grandfather taught me at a young age)I really want to learn everything there is to learn about realestate and am driven and hungry.Thanks in advance for any suggestions or recommendations.

These companies selling products tend to drain agents dry at these conventions selling every do dad that is supposed to give them an edge over everybody else.

I would suggest going to the find a lender tab here on bigger pockets to find a local lender who has the same products. 

What was your investment and what type of return did they offer you.I have no problem people losing money if they were expecting excessive returns on high risk products.

A 1200sqft detached ADU would prob consume 25-30% the rate of the main house making it about approx 15% lacking in producing enough power for equal production to usage on the entire property. 

@Paul Moore and others have done a great job taking fees down in the product.  

If you have any other questions, contact me at any time. 

Curious how this will play out in the courts (granted it's LTR) and affect pricing products used for STR such as PriceLabs (which I use but have to seriously manually adjust for very specific reasons).