Sometimes the best investments are the ones you wait for.Here’s the kicker: utilities and zoning can make or break these plays.

Like Jay said, "time of year". 

I agree with Jay. 

I STR it for 15-20K a month in the summer, and was offering it for rent for $2100 a month in the winter (lower than any comparable houses), and was getting tire kickers at that price. 

As @Jay Hinrichssaid, the underwriters are usually more confused and take a longer time, but the loan officer should at least be able to get you a quote for 30 fixed on your primary.

Quote from @Jay Hinrichs: Bruce there is also that famous case in San Fran  in the Seacliff area of 5 to 30 mil homes and someone bought their right of way on a small private street and were trying to block them off and then of course sell it back to these folks.

.: Quote from @Jay Hinrichs: Quote from @JD Martin: Quote from @Jay Hinrichs: Quote from @JD Martin: Shoot, that's nothing.

Quote from @Jay Hurst:  Yes, you can put down 10% for a second home, HOWEVER the rate adjustments for a second home and investment property have been the same for several years now.

During this webinar, Maverick Investor Group promoted and referred potential investors (like me) to ABC Baltimore (Jay Walsh).

Quote from @Jay Hinrichs: Quote from @Nathan Gesner: Quote from @Don Konipol: Consider the audience. 99% of BP visitors are small-time investors who will never face lawsuits from investors with deep pockets.