Good job! 

But in Smarter Contact, even though it's not required (if you're in the Elite or Enterprise Plans), they're strongly suggesting it and even have a report on "carrier block rate" percentage.

I'm really busy with my w2 job working all the time to fund my investments. 

@Drew Sygit  Any suggestions?

Any suggestions are appreciated!

Researching local job markets, schools, and even infrastructure projects can provide insight into potential appreciation and cash flow.You might want to explore markets in the Midwest or South, which often have lower entry points and better cash flow potential compared to California.

If you are considering this approach, I suggest you buy an A-class property in a landlord friendly city and get a PM.

Any Gap funders you would suggest? 

I'm a recent graduate and I was wondering how can I get access to a DSCR loan without having a credit score, not being an us citizen, now owning a house (some DSCR loans require that you own at least one other house) and not having a job.

Nothing is set in stone yet, so I’m open to suggestions on how to navigate this situation.Thanks in advance, BP community!