It's 2025 and I'm going to get serious about investing.

Hard to do right now, if you are using bank money.

There are lenders that do not have this requirement of course, but they are mainly hard money lenders or local portfolio style banks. 

So the barrier to entry is not as high as traditional investments.

You may want to find a good agent in the southern NH area as I'm hearing that market is prime for investment with people moving up from MA, but your other markets might be just as solid.Also, since you're already an agent, it's pretty easy to get your reciprocal license for NH or RI.

If you are investing out of state, then do you already have a good property manager lined up? 

So, that usually means the investor is working with their own cash or a hard money loan. 2.

What is your biggest challenge in RE investing right now?

@Brad Tullif you're buying entirely with borrowed money it will be extremely difficult to be profitable even in the long term. 

Renting at FMV ensures the property qualifies as an investment while preserving its long-term utility for your portfolio.This post does not create a CPA-Client relationship.