That’s how the buyers have been paying for their own realtor and then paying bank interest on the commission, while the bank financed an inflated price. 

A normalized FED Funds rate might settle around 2-2.5%, but reaching this level could take 1-1.5 years of rate cuts, depending on inflation, unemployment data, and other economic indicators.ConclusionThe current distress in the multifamily market presents a significant opportunity for mezzanine debt and preferred equity investors.

When everything is inflating, they can justify being part of that inflation and raise taxes consistently.  

As a thought exercise, if I were to sell and take my $45K of equity and put it in an index fund earning inflation-adjusted 7% return, it would take 16 years for that to turn back into my original $130K.

Property needs some fixing, but I think has potential (especially in our highly inflated housing market).

That property is unlikely to go up in value or rents faster than the rate of inflation.

"Gurus" love to inflate their numbers.

Do they beat inflation?

With the current economic conditions, how are shifts in interest rates and inflation affecting your investment strategy in the U.S. real estate market?

On the other hand, I cannot ignore the folks here marketing their DSCR HELOAN products; that number has increased.The underlying situation (obvious to you and me) is that there were historically low interest rates, followed by inflation and equity creation...and folks who want to tap into the equity without displacing their first mortgage.