I’m weighing two options for our housing situation and would greatly appreciate your advice, given the complexities involved.1.Renovate and Buy Another Property•Invest to renovate our current home adding a bedroom to the house given our family outgrew the house.

Never used a DSCR loan in the past and have always understood those rates to be higher by a point or two in most cases. 

Will you be funding your own rehab or would you need to roll those funds into your initial loan?

The presumption of most reading this is you mean stocks and bonds and other assets you would buy from brokerage houses.

.## Strategies: Flipping, BRRRR, House Hacking- **Flipping:** Focus on properties that need renovation but have good potential for resale.

I have 2 options:- finance the construction pre-selling the apt, and take my profits (expected to be around 700K pre-tax); or- finance the construction with a 6-7%/year loan (collateral = my house), keep the 10 units, and once the building is completed in 24 months, rent them for circa 180K/ year gross.

Martin They get a bank loan, but most do not start out in MF, they start out in residential.

I just bought a 2300sq house at auction for 71k.

We have a great house in houston that is an ideal wrap.

@Rae Chris, finding a "0% down" loan is hard, if not impossible today, even with your first property as collateral.