I have considered the math and the concepts behind them. 

Its a simple matter of the math.

I am not buying it, I think how we do our math is totally different. 

I always let my clients know to do their homework and search online and interview different PM companies.

It’s hard to make the math work and cash flow in this current STR market.  

and the permitting process might be cumbersome. but similar to the roof, get some quotes and do the math if you want.

Obviously you'll want to check the math on all of this before pulling the trigger. 

The problem in school is the poor way they teach basic math, Algebra, and Geometry. 

You do need to finish all their modules, do the homework and show up to take advantage of their teachings.  

If you used financing, you'd be into the deal for maybe 15k - 20k as opposed to 90k.Anyone who does their homework with hard money can easily find out all about the market, the programs, the costs of it and what the rates are.