I was once even lied to about a material matter when they (over 1,000-lawyers, nationwide firm) tried to collect before we’d go to court - and so advised that lawyer and her supervisor, once that became clear.

It's a lie.

The interest and loan fees I bet come under his "many more" charges.There's an old saying: "Figures can't lie, but liars can figure."

Numbers don't lie. 

You didn't lie.

(Of course that's a lie but I believed it).

@Marcus GriffinTypically as part of a modification the bank will have a “shock package” which includes information and forms to be completed by the borrowerOn those forms there are questions like will they or do they occupy the property, there income, do they plan on keeping th home.This is equivalent to lying on a bank application which is most likely considered fraud Not providing legal advice but this is definitely a very slippery slope you are getting involved in.

The saying in the business is (it's a bit jaded I admit) "see the tenant's lips moving, see the tenant lying."

I haven't been able to find PM yet that I fully trust that can get a good tenant in there and get rehab/repairs done without getting lied to and ripped off since so many reviews on PM probably only include bad experiences. 

The real answer is that they have been lying about the data and revisions prove that.