Wonder what they charge developers to access their capital resources.   

Whats making you think rates wont go down after a couple years given the new administration in charge?

Your goal is to plant the idea in their mind and create a situation where selling to you feels like the easiest and most logical solution for them.If you haven’t already, the first step is to get pre-approved for a mortgage so you know what you could afford if you were to purchase the property conventionally.

The builder had a given us the paved yard, Granite kitchen top, washer and dryer at added value with no charge.

9) adding multiple ADUs or adding an ADU to a quad looses F/F conventional financing.

In addition to conventional loans and FHA loans, if either you or your wife are veterans, the VA also has a rehab program.I'd be happy to discuss my rehab experience both as an investor and as a mortgage broker, and at least help you think through your options. 

They should have also gotten approval from you before charging and doing repairs.

.- Value-Add Investments: Beyond cosmetic upgrades, think about adding amenities like solar panels, EV charging stations, or smart home tech.

@Greg ReeseMost small investors will benefit by having the LLC created in the state where the property is located at.Creating an LLC in a state like Nevada, Delaware, Wyoming may be better for the big players if items such as charging orders, business friendly case law, anonymity are important to you.However, be mindful that setting up LLC's in those states will add to your costs as you may have increased annual fees for annual LLC fees + registered agent fees.

I am looking into my first property and have been pre-approved for a renovation loan from a conventional lender.