I mean, it's simple math, right. 

Instead of paying market for spot lots I create my own lots  and capture that equity.

I recommend a simple spreadsheet to check your math and it will make it simple to adjust each year.End the complaints.

Hi Vincent, there is a significant difference in true Hard Money and rehab loans, rehab loans won’t be low doc by any means.Hard money should be fairly simple & quick to fund, it’s strictly equity based.How bad is the condition of the property?

As easy as this sounds, it's not simple and usually like pulling teeth.

I'll keep this short and simple.

That's too simple of a view. 

I live in a simple home. 

Insurance protects your property from paying out of pocket for damage, plain and simple.

Then you could get a rug with a simple trellis pattern in one of those colors.