Getting to the point of why I am here - It seems I have the ability to open an HSA at any bank that offers them, then do a rollover from Optum for $20.

20% down, mortgaged the rest through a local bank How did you add value to the deal?

I explained to the lender that I didn't want to borrow funds for the rehab just to buy.

And yes, we always coordinate our visits with the tenants and send an email ahead of time explaining what we do and where we'll look.  

So does anyone have any guidance and ideas or know any banks that do rehab loans were all the money including labor is upfront and then we pay a monthly?

It’s not necessary to stay local for these services as long as you have online bank statements or a solid way to get them to the bookkeeper.

Will the banks allow me to use the money to build a new home?

In addition, you want a separate bank account for the rental property to separate it from your personal accounts.

I learned from Dave, how to talk to potential investors, how to build rapport, how to answer questions and explain the company’s strategy and operations and the secondary mortgage industry.

Lastly, they’re going to want a higher interest rate than they can get from the bank for taking the risk.