And a checklist will annoy them.

Eventually they get annoyed and politely end the call and the same individuals never seem to call back anymore.

I currently stream for myself and am annoyed how many times I have to relogin to apps and last thing I want to deal with on a Friday or Saturday night our with my family is talking on the phone a non-technical guests how to relogin to an app.

NJ is kinda annoying since you have to file for CoH with each tenant. 

That part is annoying.

The reason is the rent-to-price ratio is good so you can cash flow, and most of the West side doesn’t have a Point of sale inspection which is really annoying.

Right now, I'm annoyed with market tenants in detroit.

I learn best when I have an open line to an expert who’s willing to share knowledge with me (and who doesn’t find my endless questions annoying!).

I typically opted for roughly 3 draws per deal, just to limit draw costs.Also, all of my lenders charged me interest on the full loan balance at closing, even though I hadn't drawn the whole loan (which annoyed me, but I get their perspective).So really, in my experience, I didn't find any to be "better or worse" they all seemed to have their own trade offs, i.e. more general accounting was easier for me, but higher draw cost.

Part of the annoyance of my CPA training.