It has an option to charge a 1x fee after a specific date or a daily fee that accumulates. 

I can see you're a collector and have accumulated some things over the years.

Especially when the investor form he filled out listed his occupation as cellular phone salesman.One day, while golfing with this investor, I inquired about how he was able to accumulate so large an amount of investment capital at such an early age.

@Peter Kuck I spent a few hours on this a couple of years ago and found that no one was willing to dip below the 75-80% LTV mark (accumulative 1st and 2nd lien) which I imagine would be even harder in this environment.If you find anyone, would be a game-changer!

I am no longer in accumulation  phase of my life so not looking for another Apple as I won't be around for the 15M. 

And, as a fellow Canuck, I love your plan of accumulating places in the sun :-).

This host is likely not too worried about cash flow and since they are owner occupying it will take them much longer to accumulate the 100 reviews we're looking for as an Enemy. 3.

Sell my portfolio and scale into something largerOver the last 3 years house hacking I have accumulated a decent amount in equity that I am very proud of, but am extremely hesitant in touching the equity to scale my portfolio at this time. 

I have accumulated a good amount of capital and I feel ready that now is the time to start buying real estate.

However, I accumulate a good amount of passive activity losses from rental properties.