Best regards,DragoThanks for taking the time.Regarding the Cozy reference, I am using Apartments(dot)com as an introductory free platform that seems to check most of the boxes and then determining where my pain-points are, if any, to help me pick from the plethora of more inclusive available options at a later time (such as TurboTenant, TenantPro, LandlordStudio, etc). 

Was it painful when water heaters had to be replaced or tenants skipped in the middle of the night? 

Couple things I wish someone told me when I rented out my primary in Katy:- your taxes will go up dramatically over time - cash flow is inconsistent- while Katy is a fantastic rental market it's still competitiveTo answer your questions: - yes, the homestead exemption will increase your taxes at a faster rate but you can protest them either yourself (I don't recommend as I've tried and it was a pain) or with a professional service- To start, you're either going to pay for books, classes, etc. or pay the school of hard knocks.

I could be wrong there, but regardless I know developer pain when hands are tied.

It's a really pain to say the least! 

Pain is the best educator, and too many confuse a bull market with brains. 

I was living in Los Angeles, CA, so I feel your pain.

This is painfully true.

If you need a referral to a good PA in NY, shoot me a message and I'll send you a couple.

Nobody can safely and legitimately sell tradelines better and quicker than these guys, nobody pays more to do it, and nobody has a 100% commission referral program for each card uploaded by any/all new sellers you refer - without limit.I'm extremely experienced in this and although I've been through a couple growing pains with GFS they've ironed out nearly every issue and went fully transparent with their payment schedule and their system to prove that they will not manipulate pricing based on individual customers.