There is a gentle slope upward to the road but major flooding may cover up to the road.

He is an older gentle man and didn't want the capitol gains tax burden of selling a duplex he's owned for 30 yrs. 

I might throw it from left field, I might slide it in as a question gently but credit is where like to start.

This would save us probably $500-$800/mo.With all these monthly expenses set aside, is it bad to 'massage' the numbers even if I'm willing to manage the property on my own since that alone is 10% of rental income?

There also are going to be some banks that refuse to be creative and have a very small box and other banks that are up for being more creative, massaging their LTV, changing their rates if you will shorten your arm, etc.

I would play around with changing your minimum night stays to at least 4, using surge pricing on the weekends, or using something like PriceLabs "mid-term stay dynamic minimums" to massage the booking tendencies here.

Personally, I've been through the process 43 times and I appreciate the ones who at least have a gentle approach up front, but now that she has her commission, she is responding with shame.

I am also a massage therapist and have a private practice out of my house, so this isn't new territory for me either.

They don't work a "job" so they have the time to source the best foods, get 9 hours of sleep every night, get regular massages, etc.

Filming porn, massage parlors with happy endings, etc.